41, and counting…

Back in March, I posted about how we only had 47 more payments until our mortgage was paid off. Since then, we’ve done a bathroom remodel that cost a bit more than we anticipated. I figured when I’d run the numbers again we would be behind the original plan.

Luckily that isn’t the case! I track things pretty closely if you haven’t figure that out by now, and with predicted payments in the future, we’re on track to have it paid off in 41 months after our August 1 payment goes through. I think that’s actually one month faster than it was back in March based on the new numbers.

If you have any ideas on how to pay off a mortgage faster and experience the freedom that comes from having no debt, let me know in the comments below.

Photo by StockMonkeys.com

July 2016 – Republic Wireless Bill

Republic Wireless Logo

The July payment to Republic Wireless for my wife’s phone was $18.85. That includes unlimited calling and texting, 512 MB of data, and a $0.96 credit for the data she didn’t use the month before.

New phones and plans are coming this month on Republic Wireless. You can check them out here: https://republicwireless.com/phones/

The new plans are only for the GSM network, although it says they are working with their CDMA partner (Sprint) to get them up and running there too. The new plans do not include a refund option for unused data, but since we’re almost maxing out the data already, it might be worth it to upgrade to the new plan for a few dollars more and get another half gig of data.

For the time being, we’ll probably just hold tight though so we don’t have to buy another phone. We were contemplating getting a cheap phone and putting it on the $5 Wifi only plan so that we could have a “home phone”, but it seems like the best option is to wait until my wife is ready to replace her phone with something new and just move that phone to be the “home phone”. Knowing how good she is about using something until it won’t last, she might be using it awhile unless I convince her to upgrade to something new. I guess we’ll see.

If you’ve used Republic or have any questions, let me know in the comments.

June 2016 – Project Fi Bill

Project Fi

A little late, but for June 2016, my Project Fi bill came out to be $53.02. That includes:

  • Unlimited calls and texts for $20
  • 2GB of data for $20
  • Taxes and fees for $3.20
  • Additional 0.982 GB of data – $9.82

We used somewhere around 120MB of data on the iPad this month, so a little of the extra data came from that ($1.20 worth). I was also travelling for work this month and needed to use the included hotspot on my phone, so that ate up a bit of extra data. Overall, the bill was still pretty reasonable and I didn’t feel like I was restricting my use to keep the data low.