April 2017 – Republic Wireless Bill

Republic Wireless Logo

The April payment to Republic Wireless was $25.79. The next month’s Republic Wireless bill will be a bit more due to some phone swaps we had to do this month.


  • WiFi Only Phone – $5
  • Wife’s phone using Sprint’s network on the Refund Plan (512 MB Plan) – $17.50
  • Taxes – $3.31
  • Refund for unused data – ($.02)
  • Total – $25.79

This month my Nexus 5X that I’ve had for about 18 months decided to die. I contacted Google Nexus support about it and surprisingly they decided to honor the warranty and send me a replacement at no cost. It took longer than usual to arrive, so we ended up buying a Motorola G5 Plus. That way I could get access to my messages and phone calls. I used the WiFi Only Phone for a couple of days and enabled data and cellular on it. They charged me right away for this, but it will likely be reflected in next month’s bill.

Now that I’ve got a working Nexus 5X phone again, and a Motorola G5 Plus, we’re going to switch my wife over to Total Wireless and take advantage of their 8GB shared plan for $60/month. We’ll then use my wife’s Moto X for the WiFi only home phone, and sell the Moto G3 that was the WiFi only phone. If you or someone you know is interested in trying Republic Wireless, I’ve got a great condition phone for sale.

If you’ve used Republic or have any questions, let me know in the comments.

March 2017 – Mortgage Payoff Update

House Jar

At the end of March, our remaining balance is at 41.06% of our original mortgage that we took out in 2007. That’s a reduction of 1.50%.

How much longer?

Once all of March’s payments are applied, we’ll have reduced our balance by about $2050 this month. That means we’ve broken through the $56k barrier. Currently, with the new monthly figures in place, we’ve got 23 payments left! That means our last mortgage payment would be applied on March 1, 2019.

There weren’t really any extra payments made this month other through the day job’s salary, a small job through the side business, and some other minor income amounts. We also had some expenses that took away from the progress this month, but it didn’t affect the number of remaining payments. It’s helpful to know we’ve got a bit of flexibility and still stay on track.

Photo by Tax Credits

Total Wireless Review

Total Wireless Logo

I’ve officially been using Total Wireless for 30 days now and I must say that the results have been very positive. My end of month bill ended up being $36.35 for unlimited calls, texts, and 5GB of data. I didn’t use anywhere close to that amount, but I also didn’t feel restricted or that I should conserve data the entire month. I also don’t feel like I’m paying extra for something I wouldn’t end up using.


The real cost of the plan is $35/month plus taxes and fees, but you get 5% off for doing auto-pay. For family or shared plans, the prices get even better.
  • 2 phones – $60/month 8GB shared data
  • 3 phones – $85/month 12GB shared data
  • 4 phones – $100/month 15GB shared data
The 5% auto-pay discount applies to these plans as well. If you don’t want any data, you could do the $25/month unlimited talk and text. Finally, if these data amounts aren’t enough for you, you can get an extra 3GB of data for an extra $10/month. The plus side is that the extra data you buy rolls over every month so you can keep using it until it’s all gone!


Total Wireless uses the Verizon network, so you get a signal pretty much anywhere. It may not always be as strong as it’s competitors (especially where we live), but I have yet to go someplace that I can’t get a signal of some sort. I couldn’t always say that for Sprint or T-Mobile’s networks. After popping the SIM card into my phone, it even showed up as being Verizon Wireless.
I’ve only noticed a few drawbacks so far. First, my download speeds are limited to 5Mbps and uploads are capped at 2Mbps. I haven’t found this to be an issue for anything that I normally do, but others might. Second, they don’t offer a mobile hotspot options. I don’t use this often, but when I need it it’s helpful. From what I can tell, they don’t necessarily prevent you from using it, but could take action if they wanted to. Finally, and most important to me, there is no visual voicemail option. I liked being on other services where my voicemail would download to my phone and I could listen to it at my leisure. Now I have to dial in and enter my pin code in each time to listen to my messages. I know, first world problems, right?
If you’re using Verizon, or any other carrier and want to use the Verizon network, this may be an affordable alternative for you.
Have you used Total Wireless or have questions about switching? Let me know in the comments below.