May 2017 – Republic Wireless Bill

Republic Wireless Logo

The May payment to Republic Wireless was $-1.48. This is our last month using Republic Wireless for our primary phones. We’ll be keeping one line for home phone use.

Wireless Breakdown

  • WiFi Only Phone – $5
  • Taxes – $1.01
  • Refund for unused service – ($7.49)
  • Total – ($1.48)

My wife and I have transitioned from Republic Wireless to Total Wireless and are on a shared 8GB plan for $57/month. I really liked RW and their customer service. I noticed recently that they now offer chat support, which is a nice improvement. However, when we did the calculations, it works out better for us to get the extra data at a fixed price each month.

We changed our WiFi only phone to my wife’s old Moto X and sell the Moto G3 through Swappa. I’m continuing to use my Nexus 5X and my wife is using the Moto G5 Plus (which is really a nice phone for the price).

This will be the last month that I post a Republic bill. All of the future bills should be $6.01. Republic definitely ranks up toward the top of my list of inexpensive phone services. Others that rank up there include Project Fi, Ting, Cricket, and Total. Each one works well for a different type of user.

If you’ve used Republic or have any questions, let me know in the comments.

April 2017 – Mortgage Payoff Update

House Jar

At the end of April, our remaining balance is at 39.91% of our original mortgage that we took out in 2007. That’s a reduction of 1.15%.

How much longer?

Once all of April’s payments are applied, we’ll have reduced our mortgage balance by about $1558 this month. That means we’ve broken through the $55k barrier. Currently, with the new monthly figures in place, we’ve still got 23 payments left! That means our last mortgage payment would be applied on April 1, 2019.

This month we had some extra expenses which ended up adding an extra month to our payment schedule.My wife is going on a mission trip in June and final payments were due this month. Luckily, about $150 will get us back on track and remove that extra month’s payment. In addition, with the phone issues we had, we purchased a new Motorola G5 Plus for $229. At this point, we can certainly catch up on the mortgage payments, and hopefully cut a bit extra off. All that’s necessary is some extra work through the side business or some other unexpected income.

Photo by Tax Credits