Saving for your kids: Now or later?

This question came in through the survey I created recently, proof that I’m listening. The question was: Should you save when kids are first-born or postpone until other financial goals met? Great question. I’m going to start by saying that this is just my take on the question and everyone’s situation is different. Now that that’s out-of-the-way,…

Easy budgeting for your bills

If you spend time each month “paying bills” like they show on TV, you may be doing it wrong. We’ve set up a system so getting the mail is actually fun again. What did we do? We automated it and here’s how you can do it too. Find all the bills that you pay monthly that stay the…

Stocard: All your rewards cards in one handy app

Do you have a ton of rewards cards for different stores? Do you forget what stores you have rewards cards too? Do you feel guilty every time you’re holding up the line trying to find the right rewards card? Of course, the answer is yes. Sometimes reward cards are great, but when you can’t keep…

Disney World on a Budget: Resorts and Travel

To close out this series, let’s look at the resorts and the least expensive way to get there. Let’s start with getting to the resort. Some people prefer flying, while others would prefer to drive. If you can’t drive there in 2 days, it’s probably best to fly when you factor in days off of work…

Disney World on a Budget: Tickets

Whether you’re buying your tickets as part of a package or separately, there are several ticket options that can make it difficult to determine if you’re making the right choice. Let’s cover some of those options below and I’ll give you my take. Park Hopper – The Park Hopper option allows you to jump around…

Disney World on a Budget: Dining Plan

Last week I started a series about doing Disney World on a Budget. I covered their Special Offers and using Disney gift cards to pay for your trip. In this post we’ll be covering just the dining plan. Some people love the dining plan, some people avoid it, and others may not realize what it…

Cut your cable and internet bill

If you’ve got cable TV or internet, I’m sure you’ve seen your bill creep up over time. After the promotional period expires you’re stuck with whatever the latest price is that they’ve got to offer. You can go out to their website and see all the great deals they have to offer…to new customers only….

Save tons on a hotel room

We recently came home from a week-long trip to Walt Disney World and while we like to have a great time and do things up as much as possible, we also like to stay within a reasonable budget so that we don’t mess up any other goals we may have. This time when we decided…

Is getting a tax refund a good thing?

We established in an earlier post that a lot of people will be getting a tax refund and it will average around $2800. That’s quite a big chunk of change. But is getting a tax refund a good thing? A lot of people think that if they’re getting a refund that it means they did something right…