Unfortunately, this week I wasn’t able to help out at FPU due to family illness. However, I’ve heard the lesson before and I grabbed some notes, so you’re in luck! This week’s lesson is called Buyer Beware and Dave talks about all of the ways we are marketed to. He’s taught the class to save…
Category: Personal Experiences
Life without credit cards
Can it be done? Can someone really live without credit cards? I mean, you need one to build credit right? What about when you’re in an emergency? Let me start by telling you that credit cards are not your friend. Even though we ALWAYS paid them off on time and never paid interest, we decided…
Dave Ramsey’s Financial Peace University – Week 4
Dumping debt. Not only is that the name of the lesson for week 4 of Financial Peace University, but I think it’s something many Americans wish they could do (or convince Congress to do). In order to do it though, many need to be convinced that living in debt doesn’t have to be a way…
Recovering From Unemployment Part 3: Cutting Corners
Skimping and cutting corners doesn’t usually have a positive ring to it…unless it’s on your budget. These are helpful tips even if your budget is rock solid and your main concern is de-cluttering or breaking material accumulation habits! But listen: read through these and pick out ONE thing to try first. Completely re-vamping your lifestyle takes…
Dave Ramsey’s Financial Peace University – Week 3
I can’t believe that I’m so late in posting about probably the most important week of Financial Peace University, the cash flow planning lesson, also known as the dreaded budget. Attendance to this lesson really determines if you’re willing and able to make a change in your life. Without a budget, you won’t pay off…
Dave Ramsey’s Financial Peace University – Week 2
This last Saturday marked week 2 of the 9 week journey for those going through FPU at our church. I’m at one of the locations that has a pretty small class with about 6 participants each week. Personally, I kind of like this because everyone gets more of a chance to talk and share their…
Dave Ramsey’s Financial Peace University – Week 1
If you’ve never attended or even heard of Financial Peace University, then listen up. Financial Peace University is a 9 week course that covers pretty much every financial topic the typical American family needs to know about. It was developed by Dave Ramsey (the guy on the radio) and his team. Each session covers a specific…
Foot Family Project
In preschool, our youngest was assigned the project of creating a foot family. For those that don’t know what that is and can’t figure it out from the picture, it is essentially a picture made up of outlines of each family members foot, turned into something fun and supposedly represents our family. My wife likes…
Recovering From Unemployment Part 2: Delayed Gratification
Delayed gratification is just a fancy word for patience. I don’t think that anyone is born with the immediate skill of patience; rather it is perseverance developed with experience and a true desire to mature and grow. I certainly do not come by this skill easily, and tend to want what I want when I…
Parenting Moment – Our “Current” Reward System
I could have called this a parenting tip or parenting advice, but that would mean I know something more about parenting than anyone else reading this. That certainly isn’t the case. We’ve got two daughters, ages 6 and 4. One day they returned home from shopping with mom and announced that they were each getting…