Early Retirement – What does it mean to you?

I think many people fall into two groups when they think of an “early retirement lifestyle”. One group thinks that since you’re not going to save for the same amount of time as everyone else (30-40+ years), you’re likely going to retire with very little. If you retire with very little, you’re going to live a very meager…

Early Retirement? Why Not!

Over the past several months, I’ve been fascinated by the idea of early retirement. Just the term early retirement can bring up a few different questions. What is early? I consider early to be anytime before when most people would retire. A quick search on the internet brought up a US News article where they surveyed…

What are you going to do with your tax refund?

According to the IRS, the average tax refund last year was about $2800. That’s a lot of money. Let’s look at that a couple different ways. $2800 is the same as: $233 a month $116 if you’re paid twice a month $107 if you’re paid bi-weekly $53 if you’re paid weekly That would be a…

What is a Roth IRA and why do I need one?

I’ve been pretty focused on finding products and services that will save you money in each post. However, this week, I wanted to take a break from the usual and discuss the Roth IRA. I’m sure everyone has heard of them by now, but perhaps you’ve still got some questions. Well hopefully I’ve come up…