Saving for your kids: Now or later?

This question came in through the survey I created recently, proof that I’m listening. The question was:¬†Should you save when kids are first-born or postpone until¬†other financial goals met? Great question. I’m going to start by saying that this is just my take on the question and everyone’s situation is different. Now that that’s out-of-the-way,…

What are you going to do with your tax refund?

According to the IRS, the average tax refund last year was about $2800. That’s a lot of money. Let’s look at that a couple different ways. $2800 is the same as: $233 a month $116 if you’re paid twice a month $107 if you’re paid bi-weekly $53 if you’re paid weekly That would be a…

Dave Ramsey’s Financial Peace University – Week 7

Week 7, only two more weeks left in class! Everything that has been taught in the classes so far leads up to this one. Some students may not be ready for it, while others may have been waiting for it a while. This lesson is the Retirement and College Planning lesson. There can be a…