Why do you save money?

It’s the new year and I’m sure there are a lot of people out there who made resolutions to lose weight, eat healthy, get in shape, join a gym, or exercise more. How many people do you think vowed to get their finances in shape? If you’re going to stick to your resolutions or goals,…

Saving Money for Non-Budgeters

Everyone wants to save money, but some people don’t have the discipline to “pay themselves first”. If you don’t balance your checkbook or put away a set amount of money with each paycheck, then SavedPlus might be a simple solution to help you save money without having to change your habits. The way it works…

Recovering From Unemployment Part 3: Cutting Corners

Skimping and cutting corners doesn’t usually have a positive ring to it…unless it’s on your budget.  These are helpful tips even if your budget is rock solid and your main concern is de-cluttering or breaking material accumulation habits!  But listen: read through these and pick out ONE thing to try first.  Completely re-vamping your lifestyle takes…

Do you need an Ally?

We’ve been using an online bank for the majority of our banking for several years. We started with ING Direct until they were purchased by Capital One. We don’t really care for the large banks and figured they’d screw up a good thing, so we decided to switch to Ally Bank. We’ve been with them…

Tracking Your Finances, the Easy Way

If you’re anything like me, you’ve probably got a variety of checking, savings, retirement, and investment accounts, all at different institutions. On top of that you may have credit cards, a mortgage, or a car loan. It can be overwhelming to get a complete financial picture. That’s where Mint.com comes in. I love using this…

Dave Ramsey’s Financial Peace University – Week 1

If you’ve never attended or even heard of Financial Peace University, then listen up. Financial Peace University is a 9 week course that covers pretty much every financial topic the typical American family needs to know about. It was developed by Dave Ramsey (the guy on the radio) and his team. Each session covers a specific…

What is a Roth IRA and why do I need one?

I’ve been pretty focused on finding products and services that will save you money in each post. However, this week, I wanted to take a break from the usual and discuss the Roth IRA. I’m sure everyone has heard of them by now, but perhaps you’ve still got some questions. Well hopefully I’ve come up…

Target REDcard debit card

Do you shop at Target? Do you have a Target REDcard yet? More specifically, do you have a Target REDcard debit card? Assuming you shop at Target and you haven’t signed up for one, what are you waiting for? When we were first asked by the cashier if we had a Target REDcard we of course…