I think many people fall into two groups when they think of an “early retirement lifestyle”. One group thinks that since you’re not going to save for the same amount of time as everyone else (30-40+ years), you’re likely going to retire with very little. If you retire with very little, you’re going to live a very meager…
Category: General
Simple trick to pay down debt slightly faster
We’ve got one last debt to pay off… our mortgage. We’ve made pretty good progress, but I wish it were paid off yesterday. A while ago I came up with a plan to pay it off slightly faster than we were, but without messing up our budget or putting us in a crunch. I ran by…
There Are Only So Many Pieces of the Pie
I’m sure we all hate paying taxes, but to me, income taxes bother me the most. With property taxes, you can choose to live somewhere more modest to lower your tax burden. With sales taxes, you can choose to buy a cheaper option, or not to make a purchase at all. While it may not sound…
New post schedule
I’ve been trying really hard to write a post on Planning to Save every Thursday for you. However, I’ve begun to realize that by doing that, I’m actually ignoring my other blog, Man Seeking Purpose. I really feel like I have a lot to contribute to that blog and sometimes I feel like I’m running…
(Survey) What are you struggling with financially?
I want to keep the content on Planning to Save relevant to you the readers. In order to do that, I need your anonymous feedback. What are you struggling with financially? What do you wish you knew more about? Now is your opportunity to make a direct impact on the topics covered on this blog. Please take…
IT’S HERE: Am I the Only One Who Hates My Job
After months of learning and writing, my eBook has finally arrived! Who is this eBook for? It would be easy to say for everyone, but that’s not really true though. It is primarily focused on the struggle that many experience in their job and career. I’ve pulled from my own personal experiences as well as what…
Kids = Cash
Sure, you already know that kids cost money to raise. Too much money sometimes. Have you ever considered turning the tables and raising some cash at your kids’ expense? Check out the ideas below. Tax Deductions – Kids are definitely a tax deduction and if you’re not taking the deduction already, you’re crazy! It doesn’t…
COMING SOON: Am I the Only One… Who Hates My Job?
Some of you may not realize that this site along with a sister site, Man Seeking Purpose, were created during a confusing and troubling time in my career. I felt like everything else in my life was going well, but what I wanted to be doing for my life’s work was a mystery. After doing a…
Save tons on a hotel room
We recently came home from a week-long trip to Walt Disney World and while we like to have a great time and do things up as much as possible, we also like to stay within a reasonable budget so that we don’t mess up any other goals we may have. This time when we decided…
Is getting a tax refund a good thing?
We established in an earlier post that a lot of people will be getting a tax refund and it will average around $2800. That’s quite a big chunk of change. But is getting a tax refund a good thing? A lot of people think that if they’re getting a refund that it means they did something right…