Is your bank or credit union for or against you?

Back around Christmas time I wrote a post about the holiday loan offered by our local credit union. I gave plenty of reasons at that time why you shouldn’t get one of these loans. But then they came back to surprise me with a vacation loan advertised on their digital sign. Seriously? A loan to go on…

Discounted gift cards – Save money on everyday purchases

How would you like to get $80 worth of stuff for $60, without looking for a sale? Or get some money for those gift cards that are just lying around with a few dollars left on them? It wasn’t until recently that I finally took the leap and tried using a gift card reseller to…

When is it time to slow down or take a break?

If you’ve been paying off debt or on a savings spree, at some point you’ll probably get tired and just wish you were done. You will just want to take a break or slow down a bit. But when is it okay to slow down and spend some of the money you’ve set aside? There are a…

New post schedule

I’ve been trying really hard to write a post on Planning to Save every Thursday for you. However, I’ve begun to realize that by doing that, I’m actually ignoring my other blog, Man Seeking Purpose. I really feel like I have a lot to contribute to that blog and sometimes I feel like I’m running…

Kids and the concept of money

If you’re a parent, then I’m sure your kids have kindly asked you to buy them something when out shopping. When I say “kindly asked”, I mean more like they drew the attention of everyone in the store to themselves as they threw themselves to the floor and kicked and screamed. You’re not the only one…

Saving for your kids: Now or later?

This question came in through the survey I created recently, proof that I’m listening. The question was: Should you save when kids are first-born or postpone until other financial goals met? Great question. I’m going to start by saying that this is just my take on the question and everyone’s situation is different. Now that that’s out-of-the-way,…

Easy budgeting for your bills

If you spend time each month “paying bills” like they show on TV, you may be doing it wrong. We’ve set up a system so getting the mail is actually fun again. What did we do? We automated it and here’s how you can do it too. Find all the bills that you pay monthly that stay the…

Stocard: All your rewards cards in one handy app

Do you have a ton of rewards cards for different stores? Do you forget what stores you have rewards cards too? Do you feel guilty every time you’re holding up the line trying to find the right rewards card? Of course, the answer is yes. Sometimes reward cards are great, but when you can’t keep…

(Survey) What are you struggling with financially?

I want to keep the content on Planning to Save relevant to you the readers. In order to do that, I need your anonymous feedback. What are you struggling with financially? What do you wish you knew more about? Now is your opportunity to make a direct impact on the topics covered on this blog. Please take…

Disney World on a Budget: Resorts and Travel

To close out this series, let’s look at the resorts and the least expensive way to get there. Let’s start with getting to the resort. Some people prefer flying, while others would prefer to drive. If you can’t drive there in 2 days, it’s probably best to fly when you factor in days off of work…