Is getting a tax refund a good thing?

We established in an earlier post that a lot of people will be getting a tax refund and it will average around $2800. That’s quite a big chunk of change. But is getting a tax refund a good thing? A lot of people think that if they’re getting a refund that it means they did something right…

Check out the updated Planning to Save site!

I’ve taken some time to update Planning to Save to a new theme. While I really liked the old one, I didn’t feel like past content, which I believe is valuable, was very easy to find. For that reason, I’ve converted the site to the standard WordPress 2014 theme. I hope you find it easier…

What are you going to do with your tax refund?

According to the IRS, the average tax refund last year was about $2800. That’s a lot of money. Let’s look at that a couple different ways. $2800 is the same as: $233 a month $116 if you’re paid twice a month $107 if you’re paid bi-weekly $53 if you’re paid weekly That would be a…

The Allowance Game – Teach your kids about money

If you have kids, grandkids, or simply know of some kids you kind of like, then I’m sure you can agree that they need to learn that stuff costs money, and money isn’t unlimited. If you can teach them about money through real world experiences, like chores, that’s great. But kids have short attention spans,…

Cut the cord, fatten your wallet!

I’m sure by now you’ve heard the term cord cutter. It used to be reserved for those crazy people who lived on the fringe, pinched pennies, and had no life. That has changed significantly over the past couple of years as friends of mine have joined the ranks after telling me how they could never drop…

Why do you save money?

It’s the new year and I’m sure there are a lot of people out there who made resolutions to lose weight, eat healthy, get in shape, join a gym, or exercise more. How many people do you think vowed to get their finances in shape? If you’re going to stick to your resolutions or goals,…

Tired of fundraisers? Check out Great Lakes Scrip!

If you’re tired of fundraisers, join the club. Whether you’re the one peddling overpriced goods for your kids or the one being hit up to buy them, it’s never fun. There is always some guilt when you ask someone to buy something you know is a horrible deal because it will “help the kids”. Take…

Where to Save Money on Electronics and Accessories

If you’ve ever purchased a high-definition television, Blu-Ray player, or some other electronic, you’re most likely asked by the sales associate or check out person if you need cables, surge protectors or other miscellaneous items to complement your purchase. If you answer yes, you’ll probably be directed to the most expensive complementary items they have…

Saving Money for Non-Budgeters

Everyone wants to save money, but some people don’t have the discipline to “pay themselves first”. If you don’t balance your checkbook or put away a set amount of money with each paycheck, then SavedPlus might be a simple solution to help you save money without having to change your habits. The way it works…

PSA: Letter from Target’s CEO Gregg Steinhafel and Important Notice

Below is an email that I received from Target regarding the unauthorized access of credit and debit card information that has been in the news. For those of you who may not be on their mailing list, I wanted to repost it. Dear Target Guest, As you have likely heard by now, Target experienced unauthorized…