April 2017 – Republic Wireless Bill

The April payment to Republic Wireless was $25.79. The next month’s Republic Wireless bill will be a bit more due to some phone swaps we had to do this month. Breakdown WiFi Only Phone – $5 Wife’s phone using Sprint’s network on the Refund Plan (512 MB Plan) – $17.50 Taxes – $3.31 Refund for unused data – ($.02)…

March 2017 – Mortgage Payoff Update

At the end of March, our remaining balance is at 41.06% of our original mortgage that we took out in 2007. That’s a reduction of 1.50%. How much longer? Once all of March’s payments are applied, we’ll have reduced our balance by about $2050 this month. That means we’ve broken through the $56k barrier. Currently, with the new monthly…

Total Wireless Review

I’ve officially been using Total Wireless for 30 days now and I must say that the results have been very positive. My end of month bill ended up being $36.35 for unlimited calls, texts, and 5GB of data. I didn’t use anywhere close to that amount, but I also didn’t feel restricted or that I…

March 2017 – Republic Wireless Bill

The February payment to Republic Wireless was $24.81. We’re back to just 2 phones on the plan, so our bill is now back around its previous levels. Breakdown WiFi Only Phone – $5 Wife’s phone using Sprint’s network on the Refund Plan (512 MB Plan) – $17.50 Taxes – $3.26 Refund for unused data – ($.95) Total…

February 2017 – Mortgage Payoff Update

At the end of February, our remaining balance is at 42.94% of our original mortgage that we took out in 2007. That’s a reduction of 2.74%. I had a little extra from the side business that I applied to it this month and now I have a clear idea about how much extra I’ll be able to apply from…

February 2017 – Republic Wireless Bill

The February payment to Republic Wireless was $48.57. This month I reduced my data level to 1GB, which reduces our bill by about $10. Breakdown WiFi Only Phone – $5 Wife’s phone using Sprint’s network on the Refund Plan (512 MB Plan) – $17.50 My phone on T-Mobile’s network using the Clear Choice Plan (1GB) – $20…

January 2017 – Mortgage Payoff Update

At the end of January, our remaining balance is at 46.1% of our original mortgage that we took out in 2007. We had some extra money to apply towards it this last month since I had stockpiled a bit during a job transition. I ended up deciding that now was a good time to apply it to the…

January 2017 – Republic Wireless Bill

The January payment to Republic Wireless was $55.77. I decided to drop Project Fi and switch my phone over to Republic Wireless. So far it’s been a great switch. I’m using the T-Mobile network. They recently deployed 700 MHz bands in our area, so I get better coverage inside buildings in our area now. Below is a breakdown of…

Early Retirement – What does it mean to you?

I think many people fall into two groups when they think of an “early retirement lifestyle”. One group thinks that since you’re not going to save for the same amount of time as everyone else (30-40+ years), you’re likely going to retire with very little. If you retire with very little, you’re going to live a very meager…

Early Retirement? Why Not!

Over the past several months, I’ve been fascinated by the idea of early retirement. Just the term early retirement can bring up a few different questions. What is early? I consider early to be anytime before when most people would retire. A quick search on the internet brought up a US News article where they surveyed…