Let’s dive right into the November 2018 FIRE progress report. The Numbers 20.9111% This is our invested assets/target number. Our invested assets span across a variety of investment vehicles such as 401k, HSA, IRA, Roth IRA, ESPP (Employee Stock Purchase Program) and standard taxable mutual funds. 117 The number of months until my 45th birthday…
Category: Personal Experiences
FIRE Progress Report – October 2018
Let’s dive right into the October 2018 FIRE progress report. The Numbers 22.3716% This is our invested assets/target number. Our invested assets span across a variety of investment vehicles such as 401k, HSA, IRA, Roth IRA, and standard taxable mutual funds. 118 The number of months until my 45th birthday and our finish date. 112.38…
FIRE Progress Report – September 2018
I’ll be honest, I’m not consistent about posting on a regular basis, but I’m going to try to post a monthly report about our progress towards FIRE. It will be short and to the point without a lot of fluff. I’ll also give a tad bit of an update on the different things we’ve got…
Mortgage done, what’s next? FIRE!
While it has felt like a long, slow journey to get the mortgage paid off, by most people’s standard, we’ve probably paid the mortgage off quickly. The actual total time was about 11 years and 4 months from beginning to end. The question is… What’s next? First, FIRE stands for Financial Independence Retire Early. Some people…
Happy Birthday to Me!
Normally about this time of the month I post a mortgage update giving all the details of how much progress we’ve made, how much longer we’ve got, etc. Since it’s my birthday month, I decided to take a slightly different approach. We recently celebrated my birthday, and as a gift to our entire family, we…
May 2018 – Mortgage Payoff Update
At the end of May, our remaining payoff balance was at 12.78% of our original mortgage that we took out in 2007. That is a reduction of 1.57%. How much longer until the mortgage payoff? Once all of May’s payments were applied, we’ll have reduced our mortgage balance by about $2138 this month. That brings our balance to almost…
April 2018 – Mortgage Payoff Update
At the end of April, our remaining payoff balance is at 14.35% of our original mortgage that we took out in 2007. That is a reduction of 3.38%. How much longer until the mortgage payoff? Once all of April’s payments were applied, we’ll have reduced our mortgage balance by about $4590 this month. That brings our balance below $20k….
Savings at the pump with the GasBuddy card
I’m always a sucker for new ways to save some extra money without much effort on my part. That’s why when I found out about the GasBuddy card, I figured I’d give it a try. How it works This card works similar to the Target REDCard debit card. Essentially you link the card to your checking…
220k and counting
No, that’s not our current net worth. That’s how many miles we have on our 2006 Toyota Prius, and we have no plans on replacing it. We could replace it if we wanted to and go buy a newer vehicle with all the bells and whistles… …but we won’t When you start to look at a…
You budget how much for gifts?
In this post, I’ll be discussing how much we budget for gifts each month. Get to the point already! We budget $100 for gifts each month. Over time, this amount started around $50 a month and has increased to $75 and now $100. We’ve kept it at $100 for quite a while now. How do…