At the end of January, our remaining balance is at 46.1% of our original mortgage that we took out in 2007. We had some extra money to apply towards it this last month since I had stockpiled a bit during a job transition. I ended up deciding that now was a good time to apply it to the…
January 2017 – Republic Wireless Bill
The January payment to Republic Wireless was $55.77. I decided to drop Project Fi and switch my phone over to Republic Wireless. So far it’s been a great switch. I’m using the T-Mobile network. They recently deployed 700 MHz bands in our area, so I get better coverage inside buildings in our area now. Below is a breakdown of…
Early Retirement – What does it mean to you?
I think many people fall into two groups when they think of an “early retirement lifestyle”. One group thinks that since you’re not going to save for the same amount of time as everyone else (30-40+ years), you’re likely going to retire with very little. If you retire with very little, you’re going to live a very meager…
Early Retirement? Why Not!
Over the past several months, I’ve been fascinated by the idea of early retirement. Just the term early retirement can bring up a few different questions. What is early? I consider early to be anytime before when most people would retire. A quick search on the internet brought up a US News article where they surveyed…
December 2016 – Mortgage Payoff Update
A quick update on the mortgage payoff: at the end of December, we’re at about 48.6% remaining from our original mortgage that we took out in 2007. I won’t give an update on how many remaining months we have left at this point because we’ve got a couple of things that are changing that will…
December 2016 – Project Fi Bill
For November 2016, my Project Fi bill came out to be $38.58. That includes: Unlimited calls and texts for $20 2GB of data for $20 Taxes and fees for $3.18 Refund of $4.60 for 0.461GB of unused data I thought my data use would go down this month, but it stayed pretty consistent. It appears that if I notice I…
December 2016 – Republic Wireless Bill
The December payment to Republic Wireless was $23.76. That includes unlimited calling and texting, 512 MB of data on one phone, and WiFi only calling on the second phone. We received a refund of $2.05 for unused data this month. Our bill every month will be slightly higher now that we’ve added a phone with the WiFi only…
November 2016 – Project Fi Bill
For November 2016, my Project Fi bill came out to be $38.48. That includes: Unlimited calls and texts for $20 2GB of data for $20 Taxes and fees for $3.18 Refund of $4.70 for 0.470GB of unused data I don’t think the iPad used much if any data this month, so that was all me. Not bad considering I…
Mortgage Payoff Update
A lot of things have changed since the last update on the mortgage. Certain assumptions that we had made in the last mortgage payoff calculation are no longer valid, and there are new numbers to consider. After running the calculations, it appears we’ve got about 33 months left before the house is completely paid off. I’m hoping…
November 2016 – Republic Wireless Bill
The November payment to Republic Wireless for my wife’s phone was $19.80. That includes unlimited calling and texting, 512 MB of data. No refund this month since all the data was used. The phone seemed to have an issue with staying on WiFi, so a bit more cell data got used than usual. Her superhuman strength that caused…